Your Dream Home is Within Reach!

Today’s Great Interest Rates

Rates shown below are those closest to zero points. Lower rates or credits are available. Please contact us to discuss available options.

  • Rate*
  • APR*
  • PMT/MO
  • 15-Year Fixed
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Why Wailuku Federal Credit Union?

As a local institution backed by top-ranked national lenders, Wailuku Federal Credit Union offers a wide range of loans with very competitive rates. Along with a variety of standard fixed rate and adjustable-rate conventional loans, WFCU can also help you secure and manage FHA, VA, and Vacant Land loans.

Mortgage Learning Center

Mortgage Calculator

We have a variety of mortgage calculators to help you review different scenarios and select the mortgage that is best for your situation.

Home Buyers Guide

We want to empower you to make decisions that help you throughout the mortgage process. Our Learning Center provides you with helpful answers to the most common questions.